Two days ago, I posted a photo to my Instagram of my new WIC Ohio Direction card. For the last three-ish years, I've worked for a Foodbank and have worked day in and day out with families who receive government assistance. I believe that these social safety nets are imperative for our nation's most vulnerable and believe even more strongly in the courage these families possess that compels them to ask for help when they need it. Our country's policies are not supportive of working families, which can lead to really difficult financial situations for families like mine. I feel strongly about all of this, and yet, when it came time to my go to my WIC appointment, I felt two inches tall.
When I resigned from my full-time position in November, it was not a decision that was made in haste. Many budget spreadsheets and tears went into that resignation letter. I looked at our average monthly income for the previous 12 months and deduced that if we cut our expenses in six categories, we would save $1,400/month that would allow for us to survive on one-income. I use the term "survive," because I was under no impression that we would be living in the lap of luxury. We would be scrimping and pinching pennies just to pay our bills. But I decided I could pay someone to raise my kids and spend 50 hours a week away from them, or I could "live on love" and enjoy this fleeting time with my babies. By now, you should know what I chose.
When I resigned from my full-time position in November, it was not a decision that was made in haste. Many budget spreadsheets and tears went into that resignation letter. I looked at our average monthly income for the previous 12 months and deduced that if we cut our expenses in six categories, we would save $1,400/month that would allow for us to survive on one-income. I use the term "survive," because I was under no impression that we would be living in the lap of luxury. We would be scrimping and pinching pennies just to pay our bills. But I decided I could pay someone to raise my kids and spend 50 hours a week away from them, or I could "live on love" and enjoy this fleeting time with my babies. By now, you should know what I chose.
My budget plan worked well, in theory. Of course, as we know, things don't usually go according to our best laid plans. For starters, Chuck's employer changed their commission structure several months ago. So while he has worked as hard, if not harder, as he did last year, he's not making nearly as much. Strike One. Strike Two was the fact that I failed to account for the fact that Chuck's benefits plan was not as splendid as the one we enjoyed with my former employer so I did not properly account for how much our medical, dental and vision insurance would leach from his paychecks. We also got hit with some big unexpected expenses that I won't go into.
So despite the fact that Chuck now works a full-time job, and a part-time job two evenings per week and I have various side hustles going on that contribute a small amount to our family's income, we got to a point where no amount of budgeting could change the fact that we just didn't have enough to pay our bills.
For those who don't know, to qualify for federal assistance you must meet income eligibility guidelines. For the Supplemental Nutrition Assistance Program (SNAP/food stamps) your income must fall under 135% of the federal poverty guidelines. For the Women, Infant and Children (WIC) program, it must fall under 185% of the federal poverty guidelines. Although, our income exceeds the amount necessary to qualify for SNAP, we did meet the WIC requirements. So two days ago, I went to my appointment and here's what I learned:
LESSONS FROM YOUR FIRST WIC APPOINTMENT
2. YOU WILL NEED DOCUMENTATION. They will let you know exactly what you need to bring with you when you make your appointment, but basically you need paystubs to prove your income eligibility, identification for all recipients (you + kids) and a proof of address (utility bill, etc.).
3. YOU WILL HAVE A SMALL CHECK-UP w/ A NURSE. If you're breastfeeding, they will take your height and weight, and take a small blood sample to check your iron. They'll also do the same for your kiddos.
4. YOU WILL SIT THROUGH NUTRITION EDUCATION. Our nurse was perfectly nice, but this part felt rough for me. I had to sit through an intro course on nutrition for breastfeeding Moms, which I'll be honest, I pretty much know what I need to know. She was also perfectly nice when she asked me questions about what and how I feed myself and my kids. My family is pretty healthy and I still felt a little like a terrible parent. I got "dinged" for making special meals for my toddler when he won't eat what I've prepared and for giving him a sippy cup rather than a regular cup.
5. YOU WILL BE GIVEN A BIBLE OF ACCEPTABLE FOODS. The requirements for what you can and cannot purchase with your WIC allowance are insanely specific. I was provided with a pamphlet that contained information on acceptable brands, sizes, and types of product that is allowed by WIC. It's a little bit overwhelming.
6. YOU WILL GET IT WRONG ON YOUR FIRST SHOPPING TRIP. I followed the "Bible" and my "prescription" to the T when I went for my first shopping trip post-appointment. I thought I had gotten everything right, but still wound up spending $5 of my own money because I accidentally bought two loaves of 24-oz bread instead of the approved 16-oz bread. Yeah, I told you it was insanely specific.
I hope this helps shed some light for those who are in need, but may be reluctant to make the call. Or perhaps you're someone who doesn't believe in or understand federal assistance programs, but would like to know more. Obviously, I can only speak to my experience, and although it was overwhelming at times, I am so thankful for the WIC program and what a blessing it is for our family. If you have more questions about WIC or other assistance programs, please ask away! There is no shame in doing what is necessary to provide for your babies.
